Your insurance in the car subscription: Which insurances are included, which ones are optional?

When buying and using a car, it is important to consider the best possible insurance. With us, you can concentrate fully on the car when you choose your subscription, and you don't have to worry about the insurance, because it is part of the Carvolution all-inclusive package. In this article we explain which insurances are included in the subscription and which ones you can add as options.

Motor vehicle liability insurance

As the owner of the car subscription, you and all other authorised users of the vehicle are covered by a car liability insurance policy taken out by Carvolution. This insurance covers personal injury and property damage to third parties up to 100 million Swiss francs.

Gross negligence is not included. However, this option can be included for a monthly fee. The insurance does not cover objects carried in the vehicle.

Comprehensive insurance

Carvolution takes out comprehensive insurance for each car. The repair costs for the maintenance of the vehicle, including the headlights (additional glass insurance) are covered. In the event of a total loss, a lump-sum compensation is paid. The excess for this comprehensive insurance can be chosen between 250 and 1'000 Swiss francs.

Damage caused by parking is not included. However, for a monthly fee, it is possible to insure 2 claims per year without an excess.

Passenger insurance

Carvolution takes out passenger insurance for your vehicle, which covers the driver and passengers in the event of an accident with the vehicle. This includes medical costs, a disability capital of up to CHF 80,000 and a death capital of up to CHF 30,000.

Roadside assistance

The insurance includes the "Car Assistance Top" service. This is a 24-hour breakdown service that provides a replacement car or, if necessary, also covers the costs of the return journey and accommodation. The sum insured is CHF 1,000.

Traffic legal protection insurance

Traffic legal protection insurance is not included, but can be added as an option. The sum insured is up to CHF 500,000 without deductible.

Conclusion

As you can see, Carvolution offers you a complete insurance package included in your car subscription, so that you always feel safe on the road when driving your car. If you wish, you can add optional insurances that are relevant to you. We would be happy to advise you on this!