Insurance in a Car Subscription - What's Included?

A new car is cool – a new car with an all-inclusive subscription is even better because you don’t have to think about a thing! For many, the topic of insurance can be daunting, mainly because of the paperwork, research, and costs. With a car subscription, all of that is taken care of – and we’ll explain how in this blog.

Motor Liability Insurance

With Carvolution, you and anyone using your subscription car are optimally covered. Motor liability insurance protects you against third-party personal and property damages – up to an impressive sum of CHF 100 million. For damages caused by fire or explosions, coverage extends up to CHF 10 million.

However, damages to your own car, claims by unauthorized users, or damages occurring during races, rallies, or on racetracks are not covered.

Comprehensive Insurance

We’ve got you covered: each of our cars comes with comprehensive insurance. It covers damages such as collisions, glass breakage, theft, or natural events (e.g., storms or hail). Repairs to restore the car are also insured. Damages caused by wear and tear or material fatigue are not covered.

Want to stay flexible? No problem: the deductible is adjustable – between CHF 250 and CHF 1,000. Parking damages are not automatically included but can be insured as a practical add-on – with up to two claims per year without a deductible.

Passenger Insurance

Safety for all: passenger insurance ensures that you and your passengers are protected. In the event of an accident, it covers medical expenses, pays an invalidity benefit of up to CHF 80,000, and, in the worst case, a death benefit of up to CHF 30,000. It also applies to assistance or breakdowns – because we want you to feel fully protected.

Breakdown Assistance

Breakdowns? No stress! With 24/7 breakdown assistance from Mobi24, you’re always covered. Whether it’s towing, a replacement car, or covering accommodation and return travel costs, we’ve got it handled. Up to CHF 1,000 is covered. For urgent repairs abroad, the insurance advances up to CHF 5,000.

Traffic Legal Protection Insurance

Want to stay on the safe side legally as well? Enhance your package with the optional traffic legal protection insurance. It provides coverage of up to CHF 500,000 – with no deductible.

Conclusion

Stress-free driving – that’s our goal for you. With our comprehensive insurance package, you’re well protected. And if you want even more security, optional add-on insurances are available. We’ll be happy to advise you and find the perfect solution together!