The desire for a new car is there. But what is the best way to finance it? Uncertainties in the automotive industry and rising living costs make a smart decision more important than ever. In this blog, you will find all the tips and tricks regarding car costs, model selection, and sustainable alternatives.
Buying a new car is a big decision. It is therefore essential to be well-informed and up to date with current trends in the automotive industry. A transparent and affordable alternative to purchasing and leasing is the all-inclusive car subscription from Carvolution.
Tip 1: Weigh Costs and Financing Options When buying a car, there are various financing options:
- Cash purchase: From the dealer
- Leasing: Arranged through the dealer
- Car Subscription: Offered by specialized providers like Carvolution
- Bank loan: A rather rare solution in Switzerland
The cash purchase is the most traditional way to acquire a car, but due to high costs and unpredictable depreciation, it is often no longer attractive—especially if the car is replaced after 3-5 years. The most expensive option in this case is likely the bank loan, which carries the same risks as a cash purchase.
More than half of all new cars are no longer paid for in cash. Instead, many opt for leasing or a car subscription. Both options offer the advantage that the residual value risk—the unexpected depreciation—is not borne by the customers.
But what is the difference between leasing and a car subscription? Leasing is ideal if you want to configure a specific car individually. A car subscription, on the other hand, offers flexibility, convenience, and low costs. Carvolution has around 50 pre-configured models from various brands and guarantees lower overall costs than leasing thanks to bulk discounts. Fixed costs such as insurance, maintenance, and taxes are included in the price, providing planning security and avoiding additional expenses. Carvolution also offers contract terms from 3 to 48 months and flexible mileage packages for changing needs.
The car subscription is also financially attractive: For example, the Audi Q3 is available at Carvolution starting from 525 francs per month, including all additional costs. The leasing rate for the same model starts at 665 francs, without fixed costs. Detailed information on the comparison can be found here.
Tip 2: Choose the Right Brand and Model
Choosing the right brand and model has never been more important than today. Car prices and their value development are unpredictable. For example, Tesla reduced the prices of certain models overnight by several thousand francs in 2024. Owners of these vehicles had to painfully realize that their cars lost significant value as a result.
This risk is unavoidable when buying a car. There is also a certain risk from government policies, which may increase or reduce subsidies.
Tip 3: Consider Technology and Sustainability
The automotive industry is constantly evolving when it comes to technology. For example, it is worth looking at assistance systems when purchasing a new car. They not only enhance your driving comfort but also improve safety—for yourself and other road users.
When it comes to sustainability, the electric mobility sector is also rapidly advancing. If you are considering switching to an electric car, it is important to keep the following points in mind:
- Where can I charge my car? At home or at my workplace?
- How good is the charging infrastructure in my region?
- Do I want to plan my vacation and long-distance routes in advance?
- What potential subsidies are available? Can I save money?
Conclusion
The choice between buying, leasing, or a car subscription strongly depends on individual needs and financial possibilities. In a time when the automotive industry is undergoing significant change and costs are continuously rising, the car subscription offers a flexible and risk-free alternative. Anyone looking for a new car in 2025 should definitely compare the different options. Learn more about the benefits of a car subscription here.
