Car subscription for pensioners in Switzerland - What to consider?

The old station wagon has given up the ghost and you need a new car? The question is, what do you do next? Buy a new car? That can be very expensive. Leasing? That will be difficult for pensioners as many lessors do not offer contracts to them. The fear that the leasing contract cannot be fulfilled is too great. This is exactly the situation where a car subscription can help.

In this article, we explain why a car subscription is an interesting alternative for pensioners in Switzerland and what else they should consider when choosing a car.

What exactly is a car subscription for pensioners?

The car subscription is the simple and inexpensive alternative to buying and leasing for pensioners. You do not have to provide a large down payment and there is no obligation to drive the car for 3/4 years, as is the case with leasing.

With a car subscription you can choose a term between 3 months and 4 years and everything related to the car is included in the fixed monthly price: insurance, taxes, cantonal redemption, service and maintenance as well as tyres.

What requirements do pensioners have to fulfil for a car subscription?

To take out a car subscription, you must meet the following requirements, among others. Firstly, you must be a permanent resident of Switzerland or Liechtenstein. If you are not a Swiss citizen, you will need a residence permit. You must also hold a category B driving licence or a licence recognised as equivalent in Switzerland.

Furthermore, a proof of creditworthiness must be provided to the lessee. For pensioners, it is usually sufficient to present a current pension statement and a clean extract from the debt collection register before the new car can be picked up.

What advantages does a car subscription for pensioners offer in detail?

There are a lot of advantages for senior citizens with a car subscription, especially compared to used cars or leasing. Here is an overview of important advantages:

• Large selection of new cars: At Carvolution, you can choose from around 50 new or like-new cars from different brands.
• Full flexibility: You decide how long you want to use the car, how many kilometres are covered (350–3,250 km/month) and how high the fully comprehensive insurance deductible should be.
• Fast availability: If the car is in stock, it can be available within 14 days and delivered to your doorstep on request. The car will be delivered with new number plates. If you still have valuable number plates, we will be happy to help you deposit them.

The most important advantage, however, is the All-in-One package, that gives you peace of mind. You can drive to one of over 600 tyre partner garages to have your tyres changed. You make the appointment when it suits you, the right tyres are ordered, changed and stored for you. If the dashboard light illuminates even though the tyres are new, simply drive to a partner garage and show your Carvolution Service Card.

In the event of damage or an accident, Mobi24, Mobiliar's roadside assistance service, is always there to help. Damage can be reported directly in the app and you will be contacted by Carvolution or the garage responsible.

Pensioners' car checklist - what you can look out for

In addition to deciding on a car subscription, the vehicle itself is of course not easy to choose. At Carvolution, however, you are sure to find a suitable model for you. Want to try out an electric car? No problem. A car with raised entry and exit? With personalised advice, you as a pensioner will find the car that suits your needs. In addition to good all-round visibility and easy entry and exit, the following points are also important:

• Seat height: Minivans and SUVs are ideal for older drivers. In particular, the driver's and passenger's seats are relatively high. This ensures good all-round visibility and a good view when parking and overtaking.
• Boot sill height: Low boot floors are important for back-friendly loading. Station wagons and small cars are particularly suitable.
• Safety systems: Drive assistance and safety systems have become an integral part of modern cars. They make driving easier and safer. These include blind spot assist, traffic sign recognition and adaptive cruise control.
• Automatic transmission: There is no need to use the clutch pedal and gear changes are less distracting. Driving with an automatic transmission, whether in a petrol or electric car, becomes a lot easier.

Not quite sure which car is right for you? Then the Carvolution team will be happy to provide you with a non-binding consultation! Thanks to the short minimum term of just 3 months, you also have the ideal opportunity to try out a car for a short time. Do you have enough visibility on the road, are the electronics easy to understand, and do you like the comfort? You can test all this at your leisure with the Carvolution car subscription. If you want to try out the car before buying, you can also easily request a test drive here.

The Carvolution car subscription for pensioners in Switzerland

As a pensioner, you usually have other things on your mind than changing tyres or dealing with insurance bills. After all, a new car should be equipped with all the features that a car for senior citizens should have. You can find just such a car at Carvolution. Thanks to the All-in-One package, you don't have to worry about anything related to the car. You can choose your ideal car, pick it up and start driving.

Speaking of the ideal car, if you would like to inform yourself further about Carvolution or have any other questions, our sales team will be happy to advise you without obligation, by phone (+41 62 531 25 25) or via mail.