Car with or without a down payment – here’s how it works

Carvolution now offers the option to make a down payment. In this blog, you’ll find out whether making a down payment is right for you, how much it could be, and how the process works both with and without a down payment.

Why is there a down payment option?

When selling their old car, most people receive a purchase price—sometimes more, sometimes less. This amount is often used to finance a new car. Many Carvolution customers have expressed the same desire. To make this possible and to lower the monthly subscription price, Carvolution now offers car subscriptions with or without a down payment. This model, familiar from leasing, works similarly at Carvolution: a down payment reduces the monthly fixed cost—and can be tailored flexibly to individual preferences.

What is a down payment—and what isn’t it?

A down payment not only lowers the monthly costs but also reduces the overall cost of the car subscription. This is because the down payment results in an additional price reduction, similar to an interest advantage. By making a down payment, you save twice. However, it’s important to note that a down payment is not the same as a deposit. A deposit is refunded at the end, whereas a down payment is part of the car’s total cost and is non-refundable. It exclusively reduces the monthly fixed costs as well as the overall cost.

Recommended down payments as a guide

Carvolution provides a recommended down payment amount for every car and subscription configuration. This amount is based on typical market values in leasing and serves only as a guideline. Generally, more expensive cars come with a higher recommended down payment than more affordable vehicles. Still, at Carvolution, the down payment is entirely customizable: you can adjust it flexibly according to your personal preferences.

With or without a down payment – configure it yourself!

At Carvolution, customers decide whether to make a down payment and, if so, how much. This keeps the car subscription flexible: if you choose not to make a down payment, you’ll simply pay the standard monthly subscription price. If you opt to make a down payment, you benefit from lower monthly costs. This flexibility sets Carvolution’s subscription apart from many leasing options, where a down payment is often mandatory.

Personalized advice for the perfect configuration

Uncertain about your vehicle choice, subscription configuration, or down payment amount? Carvolution offers personalized, non-binding advice. Together, we’ll find the best solution tailored to your financial possibilities and needs. This way, every car subscription is optimally configured—whether with or without a down payment, but always with maximum convenience.